Smarter, Simpler Commercial Financing


Turn your commercial real estate "no" to a "yes."



Commercial Real Estate Loans Made Accessible

Best Terms.

More Capital.

Greater Flexibility.


Confident Funding Business Lending is aggressive in identifying strategies to say yes to every commercial loan.

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Making dreams a reality

Confident Funding Business Lending offers the best rates and terms for all of your commercial loan needs. Click on the video for more information on how we can help you.

EXPLORE OPTIONS

Your Confident Funding Business Lending Expert


Jowan Joseph

Jowan Joseph has over 20 years’ experience in the Financial services Industry, having served as Vice President for a Commercial Consulting Firm in Atlanta, GA for over a decade. In addition to serving as a Commercial Loan Officer, he is also a licensed residential Mortgage Loan Originator, who understands the complexities of all types of transactions. He enjoys such hobbies as basketball, playing music, and traveling with his beautiful wife, and his 4 children. “I recognize how important and significant the purchase or refinancing of a business is, and how stressful of an undertaking that can be!  Every funding scenario is unique unto itself, and you need someone who has an 'out-of-the-box' mentality in your corner. Allow me to provide a world class experience that will help ease the anxiety that comes with the overall loan process!

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5-Minute Mini Commercial Real Estate Loan Application

Our entire loan process is simple and easy, starting with our quick application.

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Our Partners In Commercial Real Estate Loans


Creating a seamless loan process involves having the best team members in place to approve, close and support commercial real estate loans.

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The Best Rates & Terms in Commercial Real Estate Loans

With Confident Funding Business Lending, we work hard to earn your business, whatever the size of the loan. You are always in the driver's seat. 

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What does Confident Funding Business Lending Offer You?


1. Accept loan requests from $1M-200M

2. Make loans available for any commercial property types

3. Serving Clients nationwide!

4. Specialize in matching clients with the best rates and terms

5. Have a team of loan experts with years of experience

Ready to Apply?
Three easy steps for our clients

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Five Minute Easy Application

Your employees have access to a simple, online form to pass on referrals.

Expert Lending Team Review

Our staff works with the borrower to quickly assess each loan. Potential clients are identified, and we commence document collection, underwriting, and funding.

Prompt and Professional Service

As your loan officers as motivated to close the sale, referrals to your new affiliate increase, as well.

Simple and Straightforward

Confident Funding Business Lending recognizes you are balancing your need for simplicity with your desire for the best terms and rates. We match lenders and borrowers based on a very specific set of criteria to ensure that your business needs are met. We walk you through every step of the process, making sure you are comfortable before proceeding to the next step.

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There when you need us, every step of the way.


Exceptional Customer Service in Commercial Real Estate Loans

When it comes to investing in your business, especially property where your business will operate, you want to make sure you are working with lenders you can trust. Our team operates on honesty, integrity, and respect for each client, regardless of the size of their project. We value every one of our clients and work hard because you work hard.


Loans to Meet Your Specific Needs


No two commercial loans are the same. We work with clients to ensure we understand their needs and to offer our network the best rates and terms.

Loan Details

Cash Out Refinance

Replace an existing commercial real estate loan with a new loan to obtain capital for renovations, debt consolidation, or expansion.

Commercial Construction Loan

Loans for greenfield or redevelopment construction projects initially as interest-only, then rolled or refinanced to a traditional commercial real estate loan.

Commercial Real Estate Purchase

For owners to add stability, set the stage for growth, build a stream of active or passive income for business owners and investors.

Straight Commercial Refinance Loan

Provides ability for business owners to move to a lower interest rate, increase amortization period, reset rate lock-in time to lower monthly payment.

Commercial Loans for Any Type of Property


From small projects to huge developments, and from pizza restaurants to coffee shops, Confident Funding Business Lending finds a way. If someone has said to you, "We don't finance that sort of property," then please call us.





  • Commercial Land
  • Shopping Centers
  • Manufacturing Plants
  • Strip Malls
  • Restaurants
  • Retails Stores
  • Chain Restaurants
  • Franchise Properties
  • Automobile Dealerships
  • Convenience Stores
  • Multi-Family
  • Corporate Campuses
  • Laboratory Space
  • R&D Facilities
  • Municipal Infrastructure
  • Office Parks
  • Automotive Repair
  • Auditoriums & Stadiums
  • Hi-Rise Residential
  • Pizza Franchises
usa business lending three clients

No Two Loans are the Same

Confident Funding Business Lending covers the entire commercial lending universe, giving you an incredible array of options for putting your real estate deal together. Let's work together to find a creative solution for your commercial mortgage.

Ready for a Career in Commercial Real Estate Mortgages?


Confident Funding Business Lending is the strongest name in commercial lending. Earn commercial-grade commissions in the red-hot market for commercial real estate loans.

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LOAN RATES AND TYPES

Financing Eligibility: Construction, Renovation, Refinance and Acquisition of CRE

Loan Amount: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Rate Fixed or Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment: Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Eligible To Finance: Better Rates & Terms (Cash Out Option for Renovation, Expansion, or Debt Consolidation of CRE)

Loan Amount: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest: Fixed or Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment Terms: Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Eligible For Financing: Temporary Funding for Construction, Rehab, or Major Capital Improvements with Rollover Terms at Stabilization

Loan Amount: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Rate: Fixed or Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment Option: Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Financing: Construction, Greenfield or Tear-down, at Acquisition of CRE.

Loan Amount: $1,000,000 to $200,000,000*

Term: 3 / 5 / 7 / 10 / 15 / 20 / 25 years*

Amortization: Up to 30 years*

Interest Amount: Fixed or Variable, each based either on treasure bill indexes or prime lending rate spread respectively

Collateral/Loan to Value: Secured lien via 1st Mortgage / Deed of Trust on CRE. Max 80% on investment / Max 85% on Owner Occupied. Up to 90% on SBA

Repayment: Equal monthly payments based upon term sheet. Principal and interest or interest only options available. Prepayment Penalties are base by case basis.


*Subject to review and change

Our Proud Partnerships


papa johns logo

Through our affiliation with USA Business Lending, we are a preferred vendor for current and future Papa John's franchisees, We work with their corporate office to bring loan options not previously available. For buying out other franchisee and real estate loans, we have the financing for your Papa John’s restaurants.

papa johns logo

Convenience store and gas station owners have a partner in Confident Funding Business Lending. We have the creative lending options you need to grow your organization, limited only by your ambition.

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Have Questions?


We're Here to Help.

  • We offer over 30 years of leadership in commercial real estate loans.

    Confident Funding Business Lending is an affiliate of USA Business Lending. The Indianapolis area is a hot spot for new businesses and restaurants. The city is home to a diverse group of people and is full of opportunity for your business to flourish. The team at Confident Funding Business Lending has the industry experience and knowledge to help you get a commercial real estate loan so you can establish your business in the city. Because Indianapolis is growing, you as a business owner have a lot of options when it comes to choosing a lender for your commercial real estate loan. Confident Funding Business Lending promises to not only give you a good experience but to provide superior customer service and a painless process with what is potentially the biggest investment of your career. Our mortgage specialists walk you through the process from start to finish so you can be informed of exactly what to expect. We help you get a loan that works for your budget, goals, and timeline so that you can focus on your business and leave the financials to us. 

  • Partners in commercial real estate loans

    We prioritize our clients in everything we do. Creating a seamless loan process involves having the best team members in place to approve, close and support commercial real estate loans. Financial institutions, mortgage professionals, and realtors all play an important role in the commercial loan process and we are fortunate to work with highly rated individuals at the top of their fields. 


    Confident Funding Business Lending, offering commercial real estate loans of all kinds, our success is dependent on the success of our clients. Our “Commercial Loans Made Easy” program is designed to make closing easy and successful. We are committed to you. You will have direct access to your representative at all times. We provide a fast review and pre-approval. 

  • Commercial Real Estate Loans Made Easy

    Finding and securing a lender for your commercial real estate loan can be extremely overwhelming. You have so many companies to choose from, making the process even more of a burden. When you choose Confident Funding Business Lending you can trust that we will do everything we can to make acquiring your commercial real estate loan easy. We value your business success, and as a result, give you the individual attention you deserve. We evaluate your goals, your budget, and then work hard on our end to set up your loan so you can get started! Our team keeps you informed throughout the process, but we do the hard work of organizing your loan so you can focus on building your business!

  • Commercial Real Estate Loans for All Types of Properties

    Confident Funding Business Lending provides commercial real estate loans for a variety of properties. Our team is comprised of individuals who are experienced in all different property zones and types. Our in-depth knowledge of different property types helps us better serve you so that you can have access to the best rates, relationships, and benefits that fit your needs. We offer loans for sports and entertainment, medical, industrial and warehouse, retail, office buildings, hospitality, hotels, convenience store and gas stations, and multifamily housing properties. Our professionals will help you get the right commercial real estate loans at the right rates no matter what business endeavor you are pursuing.

  • Commercial Real Estate Loans for All Businesses

    Did you know that there are many different types of commercial real estate loans? Every individual situation and business owner can benefit from different types of loans. One type of loan we offer is a permanent loan, which is a basic mortgage on your commercial property. We also offer SBA loans. These are written by traditional and non-traditional lenders and are guaranteed by the Small Business Association. There are several SBA loans that cater to different types of borrowers. We also offer bridge loans: short term mortgage loans on your commercial property. We suggest bridge loans when you are waiting on longer-term financing. Regardless of the size of your business or your financial situation, we can help you understand exactly what you need and acquire the loan type that will be best for your business. 

  • Unparalleled Customer Service in Commercial Real Estate Loans

    When it comes to investing in your business, especially property where your business will operate, you want to make sure you are working with lenders you can trust. Our team operates on honesty, integrity, and respect for each client, regardless of the size of their project. We value every one of our clients and work hard because you work hard. We have a diverse team that has years of experience which will support your goals for your commercial real estate loans. When it comes to customer service, our goal is to be a cut above the rest so that when you choose us to be your lender, we maintain a relationship with you for all of your loan endeavors. 

  • Commercial Real Estate Loans to Meet Your Specific Needs

    No two business owners are alike, which means that no two loans are the same, either. We evaluate each client and situation and provide individual guidance so that you are set up with a loan that works for you. Because our mortgage professionals have been in the industry for such a long time, we have established a huge network of lenders. This means that we can match you with a lender that best fits you and your needs, and it also means you have access to the best rates and most competitive loans on the market. 


    Confident Funding Business Lending is passionate about seeing businesses and business owners thrive in our city. That’s why we work toward excellence day in and day out with every client we serve. Our mortgage experts have been working for years and have helped facilitate commercial real estate loans for businesses of all types, both big and small, and in every industry, you could imagine. As a part of USA Holdings, you can trust that we offer the services of a national company with the customer care you want and need. We are grateful that you are considering Confident Funding Business Lending to achieve your business dreams!

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